:root{--bg:#f6f7fb;--ink:#172033;--muted:#5d687a;--card:#fff;--line:#e5e8ef;--brand:#0b6b53;--brand2:#0e3f7a;--accent:#f2c94c;--danger:#a21b1b;--shadow:0 18px 60px rgba(20,30,55,.10)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:var(--bg);color:var(--ink);line-height:1.6}a{color:inherit}img{max-width:100%;display:block}.topbar{background:#081a2b;color:#fff;font-size:.92rem}.wrap{max-width:1180px;margin:auto;padding:0 22px}.topbar .wrap{display:flex;justify-content:space-between;gap:18px;align-items:center;padding-top:8px;padding-bottom:8px}.risk-strip{background:#fff4d6;border-bottom:1px solid #ecd17d;color:#3a2d05;font-size:.95rem}.risk-strip .wrap{padding-top:10px;padding-bottom:10px}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.95);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;gap:22px;padding:16px 0}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:900;letter-spacing:-.03em;font-size:1.25rem}.logo{width:38px;height:38px;border-radius:12px;background:linear-gradient(135deg,var(--brand),var(--brand2));display:grid;place-items:center;color:white;font-weight:900}.menu{display:flex;gap:18px;align-items:center;flex-wrap:wrap}.menu a{text-decoration:none;font-weight:700;color:#334155;font-size:.96rem}.menu a:hover{color:var(--brand)}.btn,.button{display:inline-flex;align-items:center;justify-content:center;padding:12px 18px;border-radius:999px;border:1px solid transparent;background:var(--brand);color:#fff;text-decoration:none;font-weight:800;box-shadow:0 10px 22px rgba(11,107,83,.18)}.btn.secondary{background:#fff;color:var(--brand);border-color:#b9d5cc;box-shadow:none}.hero{padding:64px 0 42px;background:radial-gradient(circle at 85% 0,#d7f0e8 0,transparent 35%),linear-gradient(180deg,#fff,#f6f7fb)}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:42px;align-items:center}.eyebrow{display:inline-flex;gap:8px;align-items:center;border:1px solid #d6efe6;background:#ecfbf7;color:#075b45;border-radius:999px;padding:6px 12px;font-weight:800;font-size:.88rem}.hero h1{font-size:clamp(2.4rem,5vw,5rem);line-height:.96;margin:18px 0;letter-spacing:-.06em}.lead{font-size:1.18rem;color:var(--muted);max-width:740px}.hero-card{background:#fff;border:1px solid var(--line);border-radius:30px;padding:18px;box-shadow:var(--shadow)}.hero-card img{border-radius:22px}.ticker{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}.ticker .wrap{display:flex;gap:18px;overflow:auto;white-space:nowrap;padding-top:12px;padding-bottom:12px}.ticker span{font-weight:800;color:#0f172a}.section{padding:58px 0}.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:20px;margin-bottom:24px}.section h2{font-size:clamp(1.8rem,3vw,2.7rem);letter-spacing:-.04em;line-height:1.05;margin:0}.kicker{color:var(--brand);font-weight:900;text-transform:uppercase;letter-spacing:.12em;font-size:.78rem}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid.two{grid-template-columns:repeat(2,1fr)}.card{background:var(--card);border:1px solid var(--line);border-radius:26px;overflow:hidden;box-shadow:0 12px 40px rgba(20,30,55,.06)}.card-body{padding:22px}.tag{font-weight:900;color:var(--brand);font-size:.78rem;text-transform:uppercase;letter-spacing:.1em}.meta{font-size:.9rem;color:var(--muted)}.card h3{font-size:1.35rem;line-height:1.15;margin:10px 0}.card p{color:var(--muted)}.article{background:#fff;border:1px solid var(--line);border-radius:30px;padding:34px;box-shadow:var(--shadow)}.article h1{font-size:clamp(2rem,4vw,3.6rem);line-height:1.02;letter-spacing:-.05em;margin:10px 0}.article h2{margin-top:32px;font-size:1.7rem}.article p,.article li{color:#334155}.disclaimer{border-left:5px solid var(--brand);background:#eef9f5;padding:16px 18px;border-radius:16px;margin:20px 0;color:#17382f}.warning{border-left:5px solid var(--danger);background:#fff1f1;padding:16px 18px;border-radius:16px;margin:20px 0;color:#4c1212}.table{width:100%;border-collapse:collapse;background:#fff;border-radius:18px;overflow:hidden}.table th,.table td{padding:14px;border-bottom:1px solid var(--line);text-align:left}.table th{background:#f1f5f9}.footer{background:#081a2b;color:#dbeafe;padding:46px 0;margin-top:40px}.footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:24px}.cookie{position:fixed;z-index:100;left:20px;right:20px;bottom:20px;background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:var(--shadow);padding:18px;max-width:980px;margin:auto;display:none}.cookie.show{display:block}.cookie-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:12px}.cookie button{border:0;border-radius:999px;padding:11px 15px;font-weight:800;cursor:pointer}.cookie .accept{background:var(--brand);color:#fff}.cookie .reject{background:#f1f5f9;color:#0f172a}.cookie .custom{background:#fff;border:1px solid var(--line)}.prefs{display:none;margin-top:12px;padding:12px;background:#f8fafc;border-radius:16px}.prefs.show{display:block}.mobile-toggle{display:none;background:#fff;border:1px solid var(--line);border-radius:10px;padding:8px 10px}@media(max-width:900px){.hero-grid,.grid,.grid.two,.footer-grid{grid-template-columns:1fr}.menu{display:none;position:absolute;left:0;right:0;top:70px;background:#fff;border-bottom:1px solid var(--line);padding:18px 22px}.menu.open{display:grid}.mobile-toggle{display:block}.section-head{display:block}.topbar .wrap{display:block}.hero{padding-top:38px}.article{padding:22px}.ticker .wrap{padding-left:22px}}